Terms of Service

Last updated: February 20, 2026

1. Acceptance of Terms

By accessing and using Finwise ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service.

2. Service Description

Finwise provides a platform for tracking expenses and income, analyzing financial data, and receiving AI-powered financial insights. Our services include:

  • Expense and income tracking
  • Financial analytics and reporting
  • AI-powered financial insights
  • Account management
  • Data export capabilities
3. User Accounts

To access our service, you must register for an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use
4. Acceptable Use

You agree to use our service only for lawful purposes. You may not use the service to violate any laws, infringe on intellectual property rights, or engage in any harmful or fraudulent activities.

5. Payment Terms

Our service is offered on a subscription basis. Subscription fees are billed in advance. All fees are non-refundable except as required by law. We may change our pricing with 30 days' notice.

6. Intellectual Property

The service and its content are protected by copyright, trademark, and other laws. You retain ownership of your data, subject to our right to use it as necessary to provide the service.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we handle your data.

8. Limitation of Liability

Finwise shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

9. Termination

We may terminate or suspend your account at any time for violations of these Terms. You may terminate your account at any time through your account settings or by contacting us.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated with at least 30 days' notice. Continued use of the service after changes constitutes acceptance of the revised terms.

11. Contact Us

If you have any questions about these Terms, please contact us:

Finwise

Email: hi@finwise.com